2027 ACA Health Insurance Renewal Notices: How Agents Can Prepare Clients Before Auto-Renewal
October 20, 2026
In short: Affordable Care Act (ACA) health insurance renewal notices from the Marketplace show each client’s 2027 plan, premium, cost-sharing changes and estimated subsidy. Many clients will see higher premiums because the enhanced subsidies ended…
ACA Health Insurance Subsidies for 2027: What Agents Need to Know After the Enhanced Credits Expired
September 15, 2026
In short: The enhanced Affordable Care Act (ACA) premium tax credits that lowered Marketplace health insurance premiums from 2021 through 2025 have expired. Standard subsidies remain, but households above 400% of the federal poverty level…
Adding ACA Health Insurance to Your Medicare Book: A Guide for Independent Agents
August 25, 2026
In short: Adding Affordable Care Act (ACA) health insurance from the Marketplace lets Medicare agents serve their clients’ whole families and sell during more of the year. To start, you need a health license, FFM…
Serving Spanish-Speaking ACA Health Insurance Clients: A Practical Guide for Independent Agents
July 21, 2026
In short: Spanish-speaking families are a large and growing part of the Affordable Care Act (ACA) health insurance market in the Southeast. To serve them well, offer help in their preferred language, use Spanish enrollment…
How to Explain Health Insurance Deductibles, Copays and Coinsurance So Clients Compare Total Cost
December 9, 2025
In short: Most clients judge a health insurance plan, whether it’s an Affordable Care Act (ACA) Marketplace plan or Medicare Advantage, by its monthly premium. Your job is to show them the total yearly cost:…